Dine Out with Your Baby

Just because you are a parent now does not mean you can't occasionally dine out without feeling guilty about leaving the baby at home. The problem is that your baby, who may not find the prospect highly exciting, could end up feeling bored or neglected.

A little forethought and planning however can ensure that eating out will be as much fun for you as for your child. Here are some valuable tips to make dining out with your baby a pleasant experience for you:

• Keep your baby busy: Carry interesting toys or games to keep your baby engrossed in playing while you are at the eatery.


• Ensure you baby is comfortable and safe: You may carry your baby’s favorite chair to the eatery so your baby feels at home. Alternately, take some time to choose a suitable place in the restaurant—far away from kitchen odors and noise.


• Be ready for food-spills: Bring in your baby’s towels, diapers, and napkins to take care of those food-spills as soon as they may occur.


• Order your baby's favorite food: Your baby needs to be equally attracted by the food on its platter, as you would be with yours.

Dine in a quiet and un-crowded eatery: Crowded restaurants will tend to make your baby restless and cranky.

• Reserve early and pre-order the food: Avoid long waits to be seated and consider ordering the baby’s food immediately after sitting down.  Most restaurants will have simple pasta and butter and steamed veggie options for babies.   Don’t hesitate to ask.

Six Tips for Teaching Kids to Share, Save and Spend

With the economy what it is today, there is no better time for parents to teach their kids lifelong lessons about responsibly sharing, saving, and spending. These lessons can go far in shaping kids’ attitudes and habits about money and its use.



Here are some ways to introduce kids to the concept of saving money:

1. Discuss and demonstrate with your child how you share, save and spend money: For example: explain how you share money by supporting your place of worship or a charitable cause; how you save money by depositing it in the bank; and how you spend  money on groceries and the home.


2. Work together on establishing a guideline on how they'll manage  their money: For example: if you set "share 10 percent, save 10 percent and spend 80 percent" as a guideline, the next time  your child gets $20 as a birthday gift, the child should divide the  money to meet the guideline.


3. When older children want to buy something immediately, ask them to  'Stop, think and choose': Stop to consider whether they really want or need the item, think how the money spent could be used more resourcefully and choose whether the item is really more important than other wants and needs.


4. Make it visual: For example: label three clear jars to serve as share, save and spend piggy banks allowing the child to see their  contributions add up. Each child at "Teach Your Kids to Share Day" will receive a 3-slot blue piggy bank to encourage sharing, saving and spending.


5. Make it fun: For example: initiate activities such as making ice cream sundaes at home rather than spending money on them at a  fast food restaurant. Set up a lemonade stand and agree to donate the proceeds to a local charity.


6. Most importantly, make sharing, saving and spending an ongoing conversation: Talking with your child is one of the best ways to build a financial foundation for the whole family.